Redefining Retirement — Part 1: Breaking the 401(k) Myth
For decades, business owners have been told a simple story about retirement:Save diligently in your 401(k), trust the market, and someday, you’ll have enough to retire comfortably.But here’s the uncomfortable truth — that story was never written for entrepreneurs.The Problem with Traditional Retirement AdviceThe traditional retirement model is built on uncertainty.Most business owners are saving into a system they don’t control, one built on deferred taxes and unpredictable policy shifts.A 401(k) doesn’t eliminate taxes — it delays them.When you finally retire and begin taking withdrawals, you’re not just accessing your savings; you’re entering a new tax bracket.And if tax rates go up — as history suggests they will — you’ll pay more in taxes than you ever saved in deferrals.That’s not pla...










